General

The JD Recovery web site is defined as publicly accessible pages hosted under the domain "www.JD Recovery.com," any web address ending "JD Recovery.com" or any website, within the JD Recovery IP address range, that is maintained by JD Recovery employees or departments or units, acting within their respective scopes of employment.

Collection and Sharing of Supplied Personal User Information and Data

JD Recovery uses the Web for business purposes and is committed to fostering and protecting the privacy of personal information. The JD Recovery web site will not collect personally identifiable information (personal data) about visitors, such as name, address, telephone number, or email address unless the information was provided voluntarily. Visitors should not voluntarily provide personal data if they do not want it to be collected. When collected, personal data may be used in the following ways:

1. Fulfill a repossession order or request;
2. Assist with better understanding the needs of visitors, thereby allowing JD Recovery to improve services;
3. Reply to, or contact users.

JD Recovery will not sell, rent, or market personal data to third parties.

In some cases, information that is not personally identifiable may be automatically collected and/or logged. For example, information about the visitor's browser, operating system, IP address, and the domain name of sites that are linked to the JD Recovery web site allows JD Recovery to accommodate the needs of the majority of visitors. It also assists with troubleshooting and diagnoses if there are problems with servers, and the information helps produce important statistics on how often pages are visited. Finally, this information can be used in the detection of security breaches and the safeguarding of JD Recovery computing resources.

Use of the JD Recovery Web is subject to all applicable state and federal laws. It is the JD Recovery's usual practice not to share any personal information with those outside of JD Recovery. However, when circumstances arise for the need to share information gathered from its computing resources within the JD Recovery IP Address space, JD Recovery may share as:

* Authorized and/or mandated by law,
* Permitted under JD Recovery policies,
* In conjunction with skip tracing the repossession subject, or executing the repossession order.
* In an attempt to collect a debt.
* When consent is otherwise given.

JD Recovery has taken several steps to safeguard the integrity of its communications and computing infrastructure, including but not limited to authentication, monitoring, auditing and encryption. Security measures have been integrated into the design, implementation and day-to-day practices of the JD Recovery operating environment as part of its continuing commitment to risk management. However, such activities should not be construed as any warranty against the unauthorized breach/failure of these security measures.

Information Placed Automatically on Visitors' Computers (Cookies)

The JD Recovery web site does not use cookies. Cookies help web authors tailor web sites to better match user interests and preferences. With most Internet browsers, users can alter user preferences to erase cookies from their hard drive, block cookies, or have it prompt the user to either accept or refuse to store the cookie. Most browser help files have detailed instructions on how to set user preferences for cookies.

Compliance with Relevant Federal and State Information Privacy Laws

JD Recovery is committed to complying fully with the Children's Online Privacy Protection Act. Accordingly, if a user of the JD Recovery web site is under the age of thirteen, such user is not authorized to provide JD Recovery with personally identifying information, and JD Recovery will not use any such information in its database or other data collection activities. Users under the age of thirteen and their parents or guardians are otherwise cautioned that the collection of personal information volunteered by unauthorized children online or by e-mail will be treated the same as information given by an adult until JD Recovery becomes aware that the user is under the age of thirteen and such information may be subject to public access.

In addition, JD Recovery is committed to complying fully with, among all other applicable federal and state laws:

1. The Family Educational Rights and Privacy Act ("FERPA"), which generally prohibits the release of student education records without student permission;
2. The Health Insurance Portability and Accountability Act ("HIPAA"), which generally safeguards the integrity and confidentiality of health information that is transmitted electronically;
3. The Gramm-Leach-Bliley Act ("GLB"), which generally safeguards nonpublic, personal information, in electronic or paper form, associated with customers of JD Recovery services and products; and
4. The Freedom of Information Act ("FOIA"). JD Recovery may be legally required under the Freedom of Information Act or other laws to provide specific information, such as some electronic correspondence sent via the JD Recovery web site.

Legal Disclaimers

This information should not be construed in any way as giving business, legal, or other advice, or as a warranty against unauthorized breaches/failures of JD Recovery computing resources, the security of information provided via the JD Recovery web site. Access to the JD Recovery web site is provided subject to the following terms and conditions. Please read these terms carefully as use of the JD Recovery web site constitutes acceptance of all of the following terms and conditions.

Disclaimer of Liability

In no event shall JD Recovery ,its departments/units and employees, be responsible or liable, directly or indirectly, for any damage or loss caused by or in connection with, use of, or reliance on, any information, products, or services available on or through the JD Recovery web site. JD Recovery, its departments/units and employees, shall not be held liable, and do not assume responsibility, for any improper or incorrect use of the JD Recovery web site. This disclaimer of liability applies to any damages or loss, including but not limited to those caused by any failure of performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communication line failure, theft or destruction or unauthorized access to, alteration of, or use of record(s), whether for breach of contract, tortuous behavior, negligence, or under any other cause of action.

Users of the JD Recovery web site should be aware that periodic changes may be made to the information provided on the JD Recovery web site. Also, users should be cautious about information from the JD Recovery web site that is obtained through sources other than JD Recovery web pages, as electronic data/information can be altered or become out-of-date subsequent to original distribution.

Disclaimer of Warranties and Accuracy Information/Data

Although the information/data found using the NIU web site have been produced and processed from sources believed to be reliable, no warranty, express or implied, is made regarding accuracy, adequacy, completeness, legality, reliability or usefulness of any information. This disclaimer applies to both isolated and aggregate uses of the information. JD Recovery provides this information on an "as is" basis. All warranties of any kind, express or implied, including but not limited to the implied warranties of merchantability, fitness for a particular purpose, freedom from contamination by computer viruses and non-infringement of proprietary rights are specifically and generally disclaimed.
Disclaimer for External Links

JD Recovery web sites may provide links to Internet websites that are maintained by third parties, over which JD Recovery has no control. JD Recovery does not represent that any particular link will be on-line and functional at any given time. When a user leaves the JD Recovery web site and visits another site, the user is subject to the privacy policy of that new site. It is the responsibility of the user to evaluate the content and usefulness of information obtained from other sites. JD Recovery does not endorse the content, operators, products, or services of such sites, and JD Recovery shall not be responsible or liable, directly or indirectly, for any damage or loss caused by or in connection with use of or reliance on any such external content, products, or services available on or through such external sites. This policy applies solely to information collected by the JD Recovery web site.

Disclaimer on Linking to JD Recovery

JD Recovery encourages and permits links to content published on the JD Recovery web site. However, any linking should not (1) implicitly or explicitly suggest that the JD Recovery promotes or endorses any third party's causes, ideas, web site content, products or services, or (2) use JD Recovery content for inappropriate commercial purposes. JD Recovery reserves the right to withdraw permission for any link.

Choice of Law

Construction of the disclaimers above and resolution of disputes thereof are governed by the laws of the State of Delaware, U.S.A., shall apply to all uses of this data/information and the JD Recovery web site. By use of the JD Recovery web site and any data/information contained therein, the user agrees that use shall conform to all applicable laws and regulations as well as relevant University policy, and user shall not violate the rights of any third parties. JD Recovery is a leader in the repossession industry in Southern California, and Arizona. Our trucks are digitally dispatched and monitored with GPS tracking. JD Recovery will actively monitor your debtor's address and repossess your collateral.